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Susan Hoyt is a registered investment advisor at Cetera Investment Advisers LLC, based in St Cloud, MN, with 29 years of industry experience. Susan operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location
400 First St S Suite 300, St Cloud, MN, 56301
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Regulatory History
Clean regulatory record
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Cetera Investment Services LLC
November 2025 - Present · 6 mos
Cetera Investment Advisers LLC
November 2025 - Present · 6 mos
Cetera Investment Services LLCBroker
November 2025 - Present · 6 mos
Previous Registrations
LPL Financial LLC
June 2025 - November 2025 · 5 mos
LPL Financial LLCBroker
June 2025 - November 2025 · 5 mos
Cuso Financial Services, L.P.
March 2016 - May 2025 · 9 yrs 2 mos
Cuso Financial Services, L.P.Broker
March 2016 - May 2025 · 9 yrs 2 mos
VALIC Financial Advisors, INC.
July 2015 - March 2016 · 8 mos
VALIC Financial Advisors, INC.Broker
January 2014 - March 2016 · 2 yrs 2 mos
Sunamerica Capital Services, INC.Broker
September 2013 - January 2014 · 4 mos
Independent Financial Group, LLCBroker
February 2012 - July 2013 · 1 yr 5 mos
National Planning CorporationBroker
November 2010 - December 2011 · 1 yr 1 mo
LPL Financial CorporationBroker
December 1994 - March 2009 · 14 yrs 3 mos
State Registrations1 state
CA
AdvisorBrokerBoth
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
No exam information available for this advisor.