TrueAdvisor
TrueAdvisor
HY
CFP
HY
CFP

Howard Clinton Young

St. Bernard Financial Services, INC.
30 Years of Experience
1 DisclosureBroker
View SEC Summary
View SEC Summary
Areas of Practice
Investment Management
St. Bernard Financial Services, INC.
Compensation
Fee-Only (AUM)Fixed/Hourly
Firm Size
43 advisors
Number of Clients
841 clients
Average Client Portfolio
$155K average
Assets Under Management
$130.5M

Fee Structure

Minimum Investment:None
Financial Planning:Investment management only

Location

50 E 91st Street, Suite 103, Indianapolis, IN, 46240

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Regulatory
June 2007
Final
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Howard works as a financial advisor for Maven Retirement Advisors, performing the duties of a registered representative/investment advisor representative. This activity takes up the majority of Howard's time.

Employment History
Current Registrations
St. Bernard Financial Services, INC.
August 2025 - Present · 6 mos
St. Bernard Financial Services, INC.Broker
August 2025 - Present · 6 mos
St. Bernard Financial Services, INC.
August 2025 - Present · 6 mos
Previous Registrations
Osaic Wealth, INC.Broker
September 2023 - August 2025 · 1 yr 11 mos
Osaic Wealth, INC.
September 2023 - August 2025 · 1 yr 11 mos
Sagepoint Financial, INC.Broker
September 2016 - September 2023 · 7 yrs
Sagepoint Financial, INC.
September 2016 - September 2023 · 7 yrs
Cetera Investment Advisers LLC
April 2011 - September 2016 · 5 yrs 5 mos
Cetera Financial Specialists LLCBroker
March 2011 - September 2016 · 5 yrs 6 mos
Qa3 Financial LLC
May 2004 - February 2011 · 6 yrs 9 mos
Qa3 Financial CORP.Broker
April 2004 - February 2011 · 6 yrs 10 mos
Raymond James Financial Services
November 2001 - April 2004 · 2 yrs 5 mos
Raymond James Financial Services, INC.Broker
September 2001 - April 2004 · 2 yrs 7 mos
London Pacific Securities, INC.Broker
February 2000 - September 2001 · 1 yr 7 mos
Proequities, INC.Broker
July 1998 - May 2000 · 1 yr 10 mos
Donahue Securities, INC.Broker
August 1997 - July 1998 · 11 mos
Lincoln Financial Advisors CorporationBroker
February 1995 - September 1997 · 2 yrs 7 mos
The Lincoln National Life Insurance CompanyBroker
February 1995 - September 1997 · 2 yrs 7 mos
State Registrations2 states
INMI
AdvisorBrokerBoth
Exams
No exam information available for this advisor.