Howard Young
Howard Young is a CFP-designated registered investment advisor at St. Bernard Financial Services, INC., based in Carmel, IN, with 30 years of industry experience. Howard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Investment Management. Their firm serves 841 clients with $130M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | 2.00% |
| $50K - $100K | 1.75% |
| $100K - $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $5.0M | 1.00% |
| $5M+ | 1.00% |
Fees negotiable for accounts over $5 million.
Fee Estimator
Location
Carmel, IN
Get directionsHistory
Regulatory History (1)
Regulatory
June 2007Other Business Activities
Howard works as a financial advisor for Maven Retirement Advisors, performing the duties of a registered representative/investment advisor representative. This activity takes up the majority of Howard's time.
Employment History
Current Registrations
St. Bernard Financial Services, INC.
St. Bernard Financial Services, INC.Broker
St. Bernard Financial Services, INC.
Previous Registrations
Osaic Wealth, INC.
Osaic Wealth, INC.Broker
Sagepoint Financial, INC.
Sagepoint Financial, INC.Broker
Cetera Investment Advisers LLC
Cetera Financial Specialists LLCBroker
Qa3 Financial LLC
Qa3 Financial CORP.Broker
Raymond James Financial Services
Raymond James Financial Services, INC.Broker
London Pacific Securities, INC.Broker
Proequities, INC.Broker
Donahue Securities, INC.Broker
The Lincoln National Life Insurance CompanyBroker
Lincoln Financial Advisors CorporationBroker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.