John Ceparano is a CFP, PFS-designated registered investment advisor at Modera Wealth Management, LLC, based in Inverness, FL, with 24 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 5 more. Their firm serves 6,106 clients with $16B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Modera Wealth Management offers wealth management and portfolio management services. You'll pay an annual fee based on the value of the assets they manage.
The annual fee ranges from 0.15% to 1.00% for wealth management and 0.10% to 0.80% for portfolio management. The minimum quarterly fee is generally between $2,500 and $5,000 for wealth management and between $2,000 and $4,000 for portfolio management. These minimums can cause smaller accounts to pay higher percentage fees.
Contact
John Ceparano
Location
221 W. Main St., Suite A, Inverness, FL, 34450
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Modera Wealth Management, LLC
Previous Registrations
Creative Capital Fiduciaries, LLC
Joseph Financial of Smithtown, LLC
Joseph Capital Management, LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
Additional Information
John is co-author of The Science of Investing: How to Apply Academic Research to Reduce Risks and Increase Investment Returns. He serves as a wealth management panelist for St. John’s University’s “Meet the Expert” Forum. John currently serves on the Board of Directors for the Boys and Girls Club of Citrus County and is an active member of hislocal Rotary Club. He served on the Trinity Catholic High School Board of Trustees, Strategic Planning Committee, and Finance Committee.