John Ceparano is a CFP, PFS-designated registered investment advisor at Modera Wealth Management, LLC, based in Inverness, FL, with 24 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Education Planning, Estate Planning, and 7 more. Their firm serves 6,308 clients with $18B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.55% |
| $10.0M - $25.0M | 0.45% |
| $25.0M - $50.0M | 0.35% |
| $50M+ | 0.25% |
Rates shown are for wealth management. Portfolio management rates are lower (starting at 0.80%). Minimum quarterly fee of $3,000 generally applies for wealth management and $2,500 for portfolio management.
Fee Estimator
Contact
John Ceparano
Location
221 W. Main St., Suite A, Inverness, FL, 34450
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Modera Wealth Management, LLC
Previous Registrations
Creative Capital Fiduciaries, LLC
Joseph Financial of Smithtown, LLC
Joseph Capital Management, LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
Additional Information
John is co-author of The Science of Investing: How to Apply Academic Research to Reduce Risks and Increase Investment Returns. He serves as a wealth management panelist for St. John’s University’s “Meet the Expert” Forum. John currently serves on the Board of Directors for the Boys and Girls Club of Citrus County and is an active member of hislocal Rotary Club. He served on the Trinity Catholic High School Board of Trustees, Strategic Planning Committee, and Finance Committee.
More Advisors
- Neil Mahoney, CFPModera Wealth Management, LLC
- Robert Hockett, CFPModera Wealth Management, LLC
- Gregory Wheeler, CFPModera Wealth Management, LLC
- Scott Lee, CFPEdward Jones
- Brian Fitzpatrick, CFPEdward Jones
- William Cummins, ChFCState Farm Investment Management CORP.