Carl Demarco is a ChFC-designated registered investment advisor at Hornor, Townsend & Kent, LLC, based in Tinton Falls, NJ, with 30 years of industry experience. Carl operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Retirement Planning. Their firm serves 31,522 clients with $7.8B in assets under management.
HTK offers investment advisory services through third-party asset managers (TPAMs). When HTK and its advisors act as co-advisors, they may receive a portion of the advisory fee charged by the TPAM. In some cases, the advisor may add a fee to the TPAM fee for certain advisory services. HTK charges up to 1.5% of the client's account value, not including manager fees and other charges associated with the TPAM program.
4000 Route 66, Ste 20, Tinton Falls, NJ, 07753
Get directionsCarl is an agent at a multi-line insurance brokerage, Primary Financial, selling life insurance and annuities, which takes about a quarter to about half of his time. He also owns rental property, teaches adult education classes in financial planning at Richard Stockton University, and is an officer in the NAC Executive Committee.
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.