John Morgan
John Morgan is a registered investment advisor at Spectrum Advisers, LLC, based in Chapel Hill, NC, with 16 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, High Net Worth, and 3 more. Their firm serves 17 clients with $22M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Spectrum Advisers offers two investment management services:
- Personal Financial Concierge (PFC): Billed on a flat fee basis based on a client's net worth. The minimum monthly fee is $1,000, which annualizes to $12,000. Fees will not exceed 2% of the client's net worth.
- Guided Portfolio Solutions (GPS): Fees are based on assets under management, with a maximum annual fee of $2,500 for accounts up to $250,000. Accounts under $250,000 are subject to a minimum monthly fee of $208.33 or 0.1666%, whichever is less.
Location
Chapel Hill, NC
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
John is the managing member of Fields Consulting, L.L.C. since 1998, a business entity through which he performs tasks and services as a licensed insurance producer and real estate agent, receiving customary fees. These activities take about 10-20% of John's time.
Employment History
Current Registrations
Spectrum Advisers, LLC
State Registrations3 states
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