MF
CFP
MF
CFP

Michael Flower

30 Years of Experience
Fairfield, NJ
1 DisclosureBrokerSells Insurance

Michael Flower is a CFP-designated registered investment advisor at Hightower Advisors, LLC, based in Fairfield, NJ, with 30 years of industry experience. Their practice areas include Investment Management, Retirement Planning. Their firm serves 56,418 clients with $160B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1028 advisors
Number of Clients
56,418 clients
Average Client Portfolio
$2.9M average
Assets Under Management
$164.8B

Fee Structure

Hightower Advisors offers investment management services where fees are negotiable and can be calculated as a percentage of your portfolio. The percentage can be a flat rate, tiered based on asset levels, or tiered floating. Fees are typically deducted from your account and can be charged either in advance or after the service is provided, calculated quarterly or monthly. Some advisors may adjust fees based on significant deposits or withdrawals during the billing cycle. The firm may also household accounts for price breaks.

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Location

55 Lane Road, Suite 110, Fairfield, NJ, 07004

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
November 2013
Denied
Other Business ActivitiesSells Insurance

Michael is a life insurance and disability insurance agent with Financial Principles, LLC since 1998. He also serves as a trustee at his church (spending minimal time) and is a member of the Economic Development Commission of Wayne Township (spending minimal time).

Employment History
Current Registrations
Hightower Advisors, LLC
May 2018 - Present · 8 yrs
Hightower Securities, LLCBroker
May 2018 - Present · 8 yrs
Previous Registrations
Securities America Advisors, INC.
October 2004 - June 2018 · 13 yrs 8 mos
Securities America, INC.Broker
September 2004 - June 2018 · 13 yrs 9 mos
International Planning Alliance, LLC
February 2004 - June 2005 · 1 yr 4 mos
Park Avenue Securities LLCBroker
May 1999 - October 2004 · 5 yrs 5 mos
Guardian Investor Services CorporationBroker
November 1998 - May 1999 · 6 mos
W. S. Griffith & CO., INC.Broker
February 1996 - November 1998 · 2 yrs 9 mos
State Registrations11 states
CTDEFLNCNJNYPASCTXWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Michael Flower - Financial Advisor | TrueAdvisor