David Howard
David Howard is a PFS-designated registered investment advisor at Corecap Advisors, based in Harrison Twp, MI, with 28 years of industry experience. David operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning, Tax Planning. Their firm serves 9,157 clients with $3.2B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
CoreCap Advisors manages investments for a fee ranging from 0.5% to 3.00% of the value of your portfolio annually. The fee is calculated based on the value of your account and is typically billed in advance, either monthly or quarterly. For certain accounts with sub-advisors, fees are billed monthly in arrears. If you invest in Exchange Traded Funds or mutual funds, you will also pay the fees and expenses charged by those funds.
Location
Harrison Twp, MI
Get directionsHistory
Regulatory History (1)
Employment Separation After Allegations
October 2018Other Business ActivitiesSells Insurance
David is an insurance agent for M&O Marketing since 2018 and ELCO Mutual since 1994, selling fixed insurance products and dedicating minimal time to each. He is also the president and 40% owner of Financial Fitness, Inc., owns rental real estate, and works as a CPA preparing taxes.
Employment History
Current Registrations
Corecap Advisors
Corecap Investments, LLCBroker
Previous Registrations
LPL Financial LLC
LPL Financial LLCBroker
Mutual Service CorporationBroker
Signator Investors, INC.Broker
John Hancock Mutual Life Insurance CompanyBroker
State Registrations16 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.