Joseph Fernandes
Joseph Fernandes is a registered investment advisor at Vanderbilt Advisory Services, based in Middletown, NJ, with 28 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 2 more. Their firm serves 6,470 clients with $2.1B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
VAS offers investment management through its Managed Account Program and VFG Tactical Model Portfolios. Fees are based on assets under management and can be structured as a flat annual fee, flat percentage, threshold billing, or tiered billing. The specific fee structure is outlined in the Investment Advisory Agreement.
VAS also uses Betterment for Advisors, where fees range from 0.12% to 0.25% of account balances, charged monthly or quarterly. VAS also charges an advisory fee on top of the Betterment fee.
Location
Middletown, NJ
Get directionsHistory
Regulatory History (2)
Employment Separation After Allegations
July 2009Criminal
April 1997Other Business ActivitiesSells Insurance
Joseph is the owner/agent of The 401K Group LLC, involved in insurance and securities sales and services, and may receive referral fees. He also referees flag football seasonally and takes surveys related to the financial services industry.
Employment History
Current Registrations
Vanderbilt Advisory Services
Vanderbilt Securities, LLCBroker
Previous Registrations
Planmember Securities CorporationBroker
Planmember Securities Corporation
Gwn Securities INC.
Gwn Securities INC.Broker
American Portfolios Advisors, INC
American Portfolios Financial Services, INC.Broker
Royal Alliance Associates, INC.
Royal Alliance Associates, INC.Broker
Raymond James & Associates, INC.Broker
Raymond James & Associates, INC.
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Citigroup Global Markets INC.
Citigroup Global Markets INC.Broker
Legg Mason Wood Walker INC
Legg Mason Wood Walker, IncorporatedBroker
RBC Dain Rauscher INC.
RBC Dain Rauscher INC.Broker
Tucker Anthony IncorporatedBroker
Gibraltar Securities CO.Broker
Kirlin Securities INC.Broker
State Registrations4 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.