TrueAdvisor
TrueAdvisor
KW
KW

Kristine Witherow

Harvest Investment Services, LLC
29 Years of Experience
Gettysburg, PA
1 DisclosureSells Insurance
View SEC Summary
View SEC Summary

Kristine Witherow is a registered investment advisor at Harvest Investment Services, LLC, based in Gettysburg, PA, with 29 years of industry experience. Kristine operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Charitable Giving, Education Planning, Estate Planning, and 6 more. Their firm serves 1,508 clients with $760M in assets under management.

Harvest Investment Services, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28 advisors
Number of Clients
1,508 clients
Average Client Portfolio
$503K average
Assets Under Management
$758.4M

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $50K2.80%
$50K - $100K2.75%
$100K - $250K2.50%
$250K - $500K2.25%
$500K - $750K2.00%
$750K - $1.0M2.00%
$1.0M - $1.5M1.75%
$1.5M - $2.0M1.75%
$2.0M - $10.0M1.50%
$10M+1.50%

Fees for accounts over $10,000,000 are negotiable. Accounts with holdings under $50,000 may be assessed a $25 quarterly reporting fee.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

Gettysburg, PA

Get directions

History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2017
Closed-No Action
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Kristine owns a farm/rental property, dedicates minimal time to it, and is the treasurer for a family reunion. She also works as an independent insurance agent selling Medicare, life insurance, LTC, and fixed annuities, which takes about 10-20% of her time, and is a board member for a community theatre and fundraising chairperson for a band boosters organization.

Employment History
Current Registrations
Harvest Investment Services, LLC
April 2016 - Present · 10 yrs 7 mos
Previous Registrations
Proequities, INC.Broker
May 2016 - July 2018 · 2 yrs 2 mos
Investment Advisors
May 2016 - July 2017 · 1 yr 2 mos
Bankers Life Securities, INC.Broker
January 2016 - April 2016 · 3 mos
Investment Advisors
June 2010 - February 2016 · 5 yrs 8 mos
Proequities, INC.Broker
May 2010 - February 2016 · 5 yrs 9 mos
Geneos Wealth Management, INC.Broker
August 2009 - April 2010 · 8 mos
Geneos Wealth Management, INC.
August 2009 - April 2010 · 8 mos
Uvest Financial Services Group, INC.
February 2009 - August 2009 · 6 mos
Uvest Financial Services Group, INC.Broker
February 2009 - August 2009 · 6 mos
Geneos Wealth Management, INC.
July 2008 - January 2009 · 6 mos
Geneos Wealth Management, INC.Broker
August 2005 - January 2009 · 3 yrs 5 mos
Walnut Street Securities, INC.Broker
January 2001 - August 2005 · 4 yrs 7 mos
H. Beck, INC.Broker
March 2000 - December 2000 · 9 mos
Salomon Smith Barney INC.Broker
July 1997 - March 2000 · 2 yrs 8 mos
State Registrations1 state
PA
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in Gettysburg, PA →All financial advisors in Pennsylvania →