Kristin Dowejko is a registered investment advisor at Sage, Rutty & CO., INC., based in Rochester, NY, with 27 years of industry experience. Kristin operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Insurance Planning, Investment Management, Retirement Planning, and 1 more. Their firm serves 7,702 clients with $3B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Sage Rutty offers various investment management programs with fees based on a percentage of your assets. These fees generally cover investment advice, portfolio monitoring, reporting, and transaction costs. Here's a summary of some of the programs and their fees:
- FundSource CustomChoice Program: 2.00% annually
- Asset Advisor Program:
- First $250,000: 3.00% annually
- Next $750,000: 2.50% annually
- Over $1,000,000: 2.00% annually
- COMPASS Program: 2.25% annually
- Personalized Unified Managed Account (UMA) Program: 2.50% annually
- Masters Program: 2.50% annually
- Allocation Advisors Program: 2.25% annually
- Pathways Program: 2.00% annually
- Private Investment Management (PIM) Program:
- First $250,000: 3.00% annually
- Next $750,000: 2.50% annually
- Over $1,000,000: negotiable
- SEI Investment Management Corp. (SEI) Program:
- First $999,999: 1.00% - 2.00% annually
- Over $1,000,000: negotiable
- Schwab Program:
- First $999,999: 1.00% - 1.50% annually
- Over $1,000,000: negotiable
- QRP Program: 0.05% - 1.00% of account value, with a minimum annual fee of $250 to $1,000.
Fees may be adjusted based on the value of your account or for multiple accounts. Some programs have minimum account sizes.
Location
100 Corporate Woods, Suite 300, Rochester, NY, 14623
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Kristin is a co-owner of From The Heart Press, LLC since 2009, where she designs, publishes, and markets "The Legacy Planner." She spends minimal time on this activity during business/trading hours.
Employment History
Current Registrations
Sage, Rutty & CO., INC.
Sage, Rutty & CO., INC.Broker
State Registrations15 states
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