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John Stearns

Ameriprise Financial Services, LLC
28 Years of Experience
McAllen, TX
4 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

John Stearns is a registered investment advisor at Ameriprise Financial Services, LLC, based in McAllen, TX, with 28 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Charitable Giving, Corporate Executives, Education Planning, and 6 more. Their firm serves 1,386,329 clients with $660B in assets under management.

Ameriprise Financial Services, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
12955 advisors
Number of Clients
1,386,329 clients
Average Client Portfolio
$476K average
Assets Under Management
$660.5B

Fee Structure

Minimum Investment:$2K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.00%

The maximum total annual advisory fee is 2.0% of managed account assets. Fees are negotiable with your financial advisor and vary based on the specific program and services selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

5407 N McColl Rd Ste B, McAllen, TX, 78504-2251

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History

Regulatory History (4)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
October 2025
Denied
Customer Dispute
December 2007
Closed-No Action
Customer Dispute
January 2007
Denied
Customer Dispute
March 2005
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

John is an independent insurance broker for MassMutual, selling fixed annuities since February 2024. He also hosts a weekly radio show about retirement and investments, dedicating minimal time to it.

Employment History
Current Registrations
Ameriprise Financial Services, LLC
December 2019 - Present · 6 yrs 10 mos
Ameriprise Financial Services, LLCBroker
December 2019 - Present · 6 yrs 10 mos
Ameriprise Financial Services, LLC
December 2019 - Present · 6 yrs 10 mos
Previous Registrations
Ameriprise Financial Services, INC.
December 2019 - December 2019 · 0 mos
Cetera Advisor Networks LLCBroker
September 2019 - December 2019 · 3 mos
Summit Financial Group INC
July 2012 - December 2019 · 7 yrs 5 mos
Summit Brokerage Services, INC.Broker
July 2012 - September 2019 · 7 yrs 2 mos
Brokersxpress LLCBroker
January 2010 - July 2012 · 2 yrs 6 mos
Brokersxpress LLC
January 2010 - July 2012 · 2 yrs 6 mos
Morgan Keegan & Company, INC.
September 2007 - January 2010 · 2 yrs 4 mos
Morgan Keegan & Company, INC.Broker
September 2007 - January 2010 · 2 yrs 4 mos
Ameriprise Financial Services, INC.
May 2000 - September 2007 · 7 yrs 4 mos
Ameriprise Financial Services, INC.Broker
January 1998 - September 2007 · 9 yrs 8 mos
Ids Life Insurance CompanyBroker
January 1998 - July 2006 · 8 yrs 6 mos
State Registrations26 states
ALARAZCACOFLGAILKSKYLAMEMNMOMTNCNMNYOKORSCTNTXUTVAWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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