Charles Garcia is a CFP-designated registered investment advisor at Pax Financial Group, based in San Antonio, TX, with 25 years of industry experience. Charles operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Financial Planning & Coaching, High Net Worth, Investment Management, and 1 more. Their firm serves 1,350 clients with $750M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
PAX Financial Group manages investments through a wrap fee program. The annual fee is a percentage of your portfolio's value, and the rate decreases as your portfolio grows. The fee is negotiable. If a sub-adviser platform is used, there will be an additional non-negotiable fee.
Here's the fee schedule:
- $0 - $199,999: 1.50%
- $200,000 - $499,999: 1.25%
- $500,000 - $999,999: 1.00%
- $1,000,000 - $1,999,999: 0.90%
- $2,000,000 - $2,999,999: 0.80%
- $3,000,000 – $3,999,999: 0.70%
- $4,000,000 – $4,999,999: 0.60%
- $5,000,000 +: 0.50%
Location
270 North Loop 1604 East, Suite 200, San Antonio, TX, 78232
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Charles owns Alamo House Publishing, LLC, used to self-publish his fictional books, and works as a writer of fictional manuscripts. He also serves as President of the Financial Planning Association San Antonio & South Texas Chapter, is a certified instructor to the CFP Board, volunteers with Team Rubicon, and is an independent contractor for Recon Supply.
Employment History
Current Registrations
Pax Financial Group
Previous Registrations
USAA Investment Management CompanyBroker
USAA Investment Management Company
USAA Financial Advisors, INC.Broker
USAA Financial Planning Services
USAA Financial Advisors, INC.Broker
USAA Financial Planning Services
LPL Financial CorporationBroker
LPL Financial Corporation
Merrill Lynch Pierce Fenner & Smith INC.
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
VALIC Financial Advisors, INC.Broker
VALIC Financial Advisors, INC.
Van Kampen Funds INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.