Michael Cross
Michael Cross is a CFP-designated registered investment advisor at Osaic Wealth, INC., based in Phoenix, AZ, with 27 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Investment Management, and 1 more. Their firm serves 574,829 clients with $200B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Osaic Wealth offers investment management through several platforms, including Advisor Managed Portfolios, Unified Managed Accounts, and Signator Managed Account Platform. Fees are negotiable and based on a percentage of the assets in your account. The fees cover advisory services, custodial services, and in some cases, transaction costs. Mutual funds and ETFs within these accounts have their own internal fees. Some programs have wrap accounts where all costs are bundled into one fee.
Location
2999 N 44th Street, #120, Phoenix, AZ, 85018
Get directionsHistory
Regulatory History (3)
Customer Dispute
July 2023Customer Dispute
December 2008Employment Separation After Allegations
August 2005Other Business ActivitiesSells Insurance
Michael is a managing member of Cross Financial, LLC, which is his DBA. As an independent advisor, he assists clients with insurance and investment needs, including managing investment accounts, providing asset allocation guidance, and structuring insurance policies such as life, long-term care, and disability. This takes nearly full-time.
Employment History
Current Registrations
Osaic Wealth, INC.Broker
Osaic Wealth, INC.
Previous Registrations
Woodbury Financial Services, INC.
Woodbury Financial Services, INC.Broker
Independent Financial Group, LLC
Independent Financial Group, LLCBroker
Woodbury Financial Services, INC.
Woodbury Financial Services, INC.Broker
Signator Investors, INC.Broker
State Registrations13 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.