RH
ChFC
RH
ChFC

Ralph Hughes

26 Years of Experience
Wilkesboro, NC
Broker

Ralph Hughes is a ChFC-designated registered investment advisor at Wells Fargo Advisors, based in Wilkesboro, NC, with 26 years of industry experience. Their practice areas include Business Owners, Divorce Planning, Education Planning, Financial Planning & Coaching, and 2 more. Their firm serves 1,327,695 clients with $610B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
14703 advisors
IM Fee
Planning only
Assets Under Management
$606.0B

Fee Structure

Minimum Investment:$250K
  • Cash Flow Analysis — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
  • Education Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
  • Retirement Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
  • Risk Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
  • Wealth Planning — Up to $1,000 for clients with a net worth of $250,000 to $500,000; up to $2,500 for clients with a net worth over $500,000 to $1,000,000; up to $5,000 for clients with a net worth over $1,000,000.
  • Divorce Planning — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
  • Special Needs Analysis — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
  • Sports & Entertainment — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.
  • Business Owner Planning — Up to $1,500 for clients with a net worth of $250,000 to $500,000; up to $3,750 for clients with a net worth over $500,000 to $1,000,000; up to $7,500 for clients with a net worth over $1,000,000.

The total fee per engagement can range up to $5,000 for clients with a net worth of $250,000 to $500,000, up to $12,500 for clients with a net worth over $500,000 to $1,000,000, and up to $25,000 for clients with a net worth over $1,000,000. Fees are subject to negotiation and may vary.

One-Time Plan:Up to $25,000
Loading...

Location

1899 Us Hwy 421, Wilkesboro, NC, 28697

Get directions

History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

Learn about disclosures →
Employment History
Current Registrations
Wells Fargo Advisors
April 2025 - Present · 1 yr 1 mo
Wells Fargo Clearing Services, LLCBroker
April 2025 - Present · 1 yr 1 mo
Previous Registrations
Ally Invest Securities LLCBroker
December 2022 - March 2025 · 2 yrs 3 mos
Ally Invest Advisors
November 2021 - March 2025 · 3 yrs 4 mos
TD Ameritrade, INC.
January 2019 - January 2021 · 2 yrs
TD Ameritrade Investment Management, LLC
January 2019 - December 2020 · 1 yr 11 mos
TD Ameritrade, INC.Broker
January 2019 - January 2021 · 2 yrs
LPL Financial LLC
June 2012 - January 2019 · 6 yrs 7 mos
LPL Financial LLCBroker
June 2012 - January 2019 · 6 yrs 7 mos
Charles Schwab & CO., INC.
September 2006 - July 2012 · 5 yrs 10 mos
Charles Schwab & CO., INC.Broker
June 2005 - July 2012 · 7 yrs 1 mo
Suntrust Securities, INC.Broker
April 2002 - May 2005 · 3 yrs 1 mo
Charles Schwab & CO., INC.Broker
April 2000 - April 2002 · 2 yrs
Edward JonesBroker
September 1998 - February 2000 · 1 yr 5 mos
State Registrations1 state
NC
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.