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Michael Livens

27 Years of Experience
Timnath, CO
BrokerSells Insurance

Michael Livens is a registered investment advisor at Cetera Investment Advisers LLC, based in Timnath, CO, with 27 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location

Timnath, CO

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

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Other Business ActivitiesSells Insurance

Michael is an independent insurance agent since 2005, dedicating minimal time to selling insurance. He also owns an accounting and tax preparation business since 1994, taking nearly full-time, and is part owner of rental properties, spending a few hours per week on accounting. Michael also occasionally sells insurance products through Avantax.

Employment History
Current Registrations
Cetera Investment Advisers LLC
September 2025 - Present · 8 mos
Cetera Wealth Services, LLCBroker
September 2025 - Present · 8 mos
Previous Registrations
Avantax Advisory Services
February 2007 - September 2025 · 18 yrs 7 mos
Avantax Investment Services, INC.Broker
May 2005 - September 2025 · 20 yrs 4 mos
Sunamerica Securities, INC.
November 1998 - December 2002 · 4 yrs 1 mo
Sunamerica Securities, INC.Broker
October 1998 - May 2005 · 6 yrs 7 mos
State Registrations9 states
AZCOFLIANCOHPATXWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Michael Livens - Financial Advisor | TrueAdvisor