James Roman
James Roman is a PFS-designated registered investment advisor at Main Street Financial Life Advisors, LLC, based in Ocean City, NJ, with 25 years of industry experience. James operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, High Net Worth, Insurance Planning, and 3 more. Their firm serves 38 clients with $57M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.25% |
| $100K - $500K | 2.00% |
| $500K - $1.0M | 1.50% |
| $1.0M - $2.0M | 1.00% |
| $2.0M - $5.0M | 0.85% |
| $5.0M - $10.0M | 0.75% |
| $10M+ | 0.75% |
Fees are negotiable at the firm's discretion based on factors such as portfolio composition, complexity, and anticipated services.
Fee Estimator
Location
Ocean City, NJ
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
James is an investment adviser representative at CWM, LLC, spending about half his time providing investment advisory services. He is also a principal at a CPA firm, managing principal at a real estate holding company and fee-only insurance consulting firm, and a part-time instructor at Temple University.
Employment History
Current Registrations
Main Street Financial Life Advisors, LLC
Cwm, LLC
Previous Registrations
Main Street Financial Life Advisors, LLC
Main Street Financial Life Advisors, LLC
Zdr Wealth Management, LLC
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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