Chad Sepulvado
Chad Sepulvado is a registered investment advisor at Cambridge Investment Research Advisors, INC., based in Birmingham, AL, with 24 years of industry experience. Their practice areas include Divorce Planning, Education Planning, Estate Planning, Financial Planning & Coaching, and 4 more. Their firm serves 323,031 clients with $100B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Cambridge Investment Research Advisors (CIRA) offers investment management services through several platforms. Fees are based on a percentage of your portfolio's value and are negotiable. The maximum annual fee is 2.25%. Fees can be structured as flat, tiered, or breakpoint. You may also encounter setup fees and service fees. Fees are typically deducted directly from your account. CIRA also offers WealthPort, a wrap fee program with inclusive fees. The WealthPort maximum advisory fee is 2.25% annually.
Location
100 Centerview Drive, Suite 249, Birmingham, AL, 35216
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Chad is involved in several business activities, including technology services, a family partnership, real estate investment, healthcare, and employment staffing, each requiring minimal time. He is also an independent insurance agent, an advisory representative of an RIA (CIRA) dedicating full-time hours, and the Secretary of Prosper Financial Planning, Inc., spending about a quarter of his time.
Employment History
Current Registrations
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Previous Registrations
Jackson National Life Distributors LLCBroker
Oneamerica Securities, INC.
Oneamerica Securities, INC.Broker
Pro-Integrity Securities, INC.Broker
Royal Alliance Associates, INC.Broker
State Registrations12 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.