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Joel Karpinski

Karpinski Financial, LLC
24 Years of Experience
Scottsdale, AZ
1 DisclosureSells Insurance
View SEC Summary
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Joel Karpinski is a registered investment advisor at Karpinski Financial, LLC, based in Scottsdale, AZ, with 24 years of industry experience. Joel operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Insurance Planning, Investment Management, Retirement Planning. Their firm serves 119 clients with $84M in assets under management.

Karpinski Financial, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
119 clients
Average Client Portfolio
$702K average
Assets Under Management
$83.6M

Fee Structure

Minimum Investment:None
Investment management only (planning not offered)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $50K1.25%
$50K - $100K1.25%
$100K - $250K1.10%
$250K - $500K0.90%
$500K - $1.0M0.70%
$1M+0.50%

Fees are negotiable and vary by client. The firm also offers an Active Management Program charged at a flat rate of 2.00% across all asset levels.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

8020 East Gelding Drive, Suite 106, Scottsdale, AZ, 85260

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
January 2014
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Joel is the manager of Karpinski Financial, LLC, a registered investment advisor (RIA), dedicating all of his time to investments, financial planning, and insurance sales. He also owns Karpinski Properties, LLC, which owns commercial real estate properties generating rental income.

Employment History
Current Registrations
Karpinski Financial, LLC
April 2010 - Present · 16 yrs 6 mos
Previous Registrations
Purshe Kaplan Sterling InvestmentsBroker
January 2012 - December 2016 · 4 yrs 11 mos
Ssn Advisory, INC.
September 2008 - October 2010 · 2 yrs 1 mo
Securities Service Network, INC.Broker
August 2008 - January 2012 · 3 yrs 5 mos
Securities Service Network, INC.Broker
March 2003 - August 2008 · 5 yrs 5 mos
Edward JonesBroker
November 2001 - January 2003 · 1 yr 2 mos
State Registrations3 states
AZTXWI
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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