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Ricky Bain

Creative Financial Designs, INC.
24 Years of Experience
Lees Summit, MO
1 DisclosureBrokerSells Insurance
View SEC Summary
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Ricky Bain is a registered investment advisor at Creative Financial Designs, INC., based in Lees Summit, MO, with 24 years of industry experience. Ricky is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Annuities, Business Owners, Education Planning, Estate Planning, and 7 more. Their firm serves 10,566 clients with $2.9B in assets under management.

Creative Financial Designs, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
162 advisors
Number of Clients
10,566 clients
Average Client Portfolio
$278K average
Assets Under Management
$2.9B

Fee Structure

Minimum Investment:$7K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.00%

Fees generally start at 0.50% and range up to a maximum of 2.00% annually depending on the platform and strategy selected. All fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

Lees Summit, MO

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2019
Denied
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Ricky is the founder and advisor at Lighthouse Financial Strategies, managing all aspects of the financial advisory business and staff, dedicating nearly full-time hours. He also has several other business activities including Creative Financial Design, Inc., LFS Properties, LLC, and Lighthouse Tax Strategies, LLC, and receives referral fees from a tax planning company, and sells identity theft & prepaid legal services.

Employment History
Current Registrations
Cfd Investments, INC.Broker
October 2007 - Present · 19 yrs
Creative Financial Designs, INC.
October 2007 - Present · 19 yrs
Previous Registrations
Securities America, INC.Broker
March 2007 - October 2007 · 7 mos
Securities America Advisors, INC.
March 2007 - October 2007 · 7 mos
Cfd Investments, INC.Broker
February 2004 - March 2007 · 3 yrs 1 mo
Creative Financial Designs, INC.
February 2004 - March 2007 · 3 yrs 1 mo
Multi-Financial Securities CorporationBroker
December 2003 - February 2004 · 2 mos
Veravest Investments, INC.Broker
May 2002 - December 2003 · 1 yr 7 mos
State Registrations25 states
AZCACOFLGAIAILINKSMIMNMOMSNCNENHOKORPRSCTNTXUTVAWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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