Frederick Ball

FD Ball Investment Advisors uses third-party money managers to manage your investments. Here's how the fees work, depending on which manager is used:

Virtue Capital Management (VCM):

• Wrap Fee Program (Schedule I):
  • First $500,000: 1.95% per year
  • Next $500,000: 1.75% per year
  • Over $1,000,000: 1.50% per year
• Non-Wrap Fee Program (Schedule II):
  • First $500,000: 1.90% per year
  • Next $500,000: 1.70% per year
  • Next $1,000,000: 1.45% per year
• Non-Wrap Fee Program (Schedule IV): For accounts less than $500,000, the total annual fee is 1.00%.

VestGen Investment Management:

• First $499,999: 2.20% per year
• Next $500,000: 1.85% per year
• Above $999,999: 1.25% per year

Keep in mind that VestGen may also charge model fees ranging from 0.00% to 0.40% in addition to the management fees. These fees may be negotiable.