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Joseph Scharfbillig
21 Years of Experience
St Cloud, MN
Broker
Joseph Scharfbillig is a registered investment advisor at Cetera Investment Advisers LLC, based in St Cloud, MN, with 21 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their firm serves 584,487 clients with $160B in assets under management.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
10345 advisors
IM Fee
Planning only
Assets Under Management
$163.8B
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Location
400 1st St S Ste 300, St Cloud, MN, 56301
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Regulatory History
Clean regulatory record
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Cetera Investment Advisers LLC
October 2025 - Present · 7 mos
Cetera Advisors LLCBroker
September 2025 - Present · 8 mos
Cetera Wealth Services, LLCBroker
September 2025 - Present · 8 mos
Previous Registrations
LPL Financial LLCBroker
January 2021 - July 2025 · 4 yrs 6 mos
LPL Financial LLC
January 2021 - July 2025 · 4 yrs 6 mos
Cetera Financial Specialists LLCBroker
June 2016 - March 2019 · 2 yrs 9 mos
First Allied Securities, INC.Broker
June 2016 - March 2019 · 2 yrs 9 mos
Summit Brokerage Services, INC.Broker
June 2016 - March 2019 · 2 yrs 9 mos
Cetera Investment Advisers LLC
January 2014 - January 2021 · 7 yrs
Cetera Investment Services LLC
January 2014 - January 2014 · 0 mos
Cetera Advisors LLCBroker
November 2012 - March 2019 · 6 yrs 4 mos
Cetera Advisor Networks LLCBroker
November 2012 - March 2019 · 6 yrs 4 mos
Cetera Investment Services LLC
June 2010 - December 2013 · 3 yrs 6 mos
Cetera Investment Services LLCBroker
August 2007 - January 2021 · 13 yrs 5 mos
Guaranty Brokerage Services, INC.Broker
August 2007 - December 2010 · 3 yrs 4 mos
Bancnorth Investment Group, INC.Broker
August 2007 - November 2009 · 2 yrs 3 mos
Securities America, INC.Broker
April 2007 - July 2007 · 3 mos
TD Ameritrade, INC.Broker
April 2006 - April 2007 · 1 yr
Ameritrade, INC.Broker
January 2004 - April 2006 · 2 yrs 3 mos
State Registrations1 state
MN
AdvisorBrokerBoth
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
No exam information available for this advisor.