James Mahoney

Investmark Advisory Group offers several investment management programs. Fees are calculated as a percentage of the assets in your account. The total fee is the sum of an annual advisor fee and a program fee. Fees are negotiable and can be adjusted based on strategies employed, additional assets managed, and other factors. Fees are deducted quarterly from your account. There are multiple fee schedules depending on the program you choose.

For the IAM and Dimensional Fund (DFA) Models:

• Program fees range from 0.30% to 0.50% depending on the account value.
• Advisor fees range from 1.45% to 1.75% depending on the account value; fees are negotiable for accounts over $3,000,001.

For the IAM SMA Program:

• Program fees range from 0.20% to 0.40% depending on the account value.
• Advisor fees range from 1.45% to 1.75% depending on the account value; fees are negotiable for accounts over $3,000,001.

For accounts custodied at SEI Trust:

• Schedule 1: Flat fees range from 1.45% to 1.75% depending on the account value; fees are negotiable for accounts over $3,000,001.
• Schedule 2: Graduated fees of 1.50% on the first $1,000,000, 1.25% on the next $1,000,000, and 1.00% on amounts over $2,000,000.