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KB
CFP
KB
CFP

Karen Brelsford

Independent Financial Group, LLC
23 Years of Experience
Columbia, MD
BrokerSells Insurance
View SEC Summary
View SEC Summary

Karen Brelsford is a CFP-designated registered investment advisor at Independent Financial Group, LLC, based in Columbia, MD, with 23 years of industry experience. Karen is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 26,635 clients with $13B in assets under management.

Independent Financial Group, LLC
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
541 advisors
Number of Clients
26,635 clients
Average Client Portfolio
$485K average
Assets Under Management
$12.9B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Up to $250K2.00%
$250K - $500K2.00%
$500K - $1.0M2.00%
$1.0M - $2.0M2.00%
$2.0M - $5.0M2.00%
$5M+2.00%

Maximum advisor fee is shown; program fees (0.04% to 0.16%) and transaction charges may apply depending on the selected program. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

9520 Berger Road, Suite 310, Columbia, MD, 21046

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

Learn about disclosures →
Other Business ActivitiesSells Insurance

Karen sells fixed insurance products and owns JK Associates, LLC, which offers tax preparation services. She also does freelance writing under her own name.

Employment History
Current Registrations
Independent Financial Group, LLC
October 2025 - Present · 1 yr
Independent Financial Group, LLCBroker
October 2025 - Present · 1 yr
Previous Registrations
Klima & Associates, INC.
May 2004 - July 2009 · 5 yrs 2 mos
Commonwealth Financial Network
August 2003 - October 2025 · 22 yrs 2 mos
Commonwealth Financial NetworkBroker
June 2003 - October 2025 · 22 yrs 4 mos
State Registrations12 states
CAFLILINMAMDMENJPAVAWAWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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