Joseph Kosinski is a CFP, ChFC-designated registered investment advisor at Osaic Wealth, INC., based in Riverhead, NY, with 22 years of industry experience. Joseph is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Education Planning, Estate Planning, and 5 more. Their firm serves 575,512 clients with $230B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Osaic Wealth offers several investment management programs where fees are charged as an annual percentage of your portfolio, typically billed monthly or quarterly. Because individual financial professionals negotiate their own fee schedules and programs vary by platform, exact rates depend on the specific account type and manager selected.
- Advisor Managed Portfolios and Unified Managed Account Programs — Fees vary based on negotiations with your financial professional and the specific asset allocation models or third-party managers chosen.
- Plan Participant Retirement Program — Annual management fees charge up to 3.00% of your account assets, structured as a fixed percentage or a tiered fee schedule.
- Program Annuities — Annual advisory fees for managing outside annuities will not exceed 1.50% of program assets for new accounts.
Account minimums vary widely by program, ranging from $5,500 to $10,000 for certain automated or platform accounts, while other programs depend on the specific investment product or third-party manager.
Location
318 Roanoke Avenue, Riverhead, NY, 11901
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Joseph is an investment advisor representative with East End Financial Group and a registered representative with American Portfolios Financial Services. He also serves on the board of the Gwen L. Kosinski Foundation, owns real estate through multiple LLCs, is a board member for East Moriches School, and is a partner in Kosinski Associates and East End Financial Group.
Employment History
Current Registrations
Osaic Wealth, INC.Broker
Osaic Wealth, INC.
East End Financial Group, INC.
Previous Registrations
American Portfolios Advisors, INC
American Portfolios Financial Services, INC.Broker
Sovereign Asset Management Corporation
John Hancock Advisers, LLC
John Hancock Funds, LLCBroker
Wachovia Securities, LLCBroker
American Express Financial Advisors INC.Broker
Ids Life Insurance CompanyBroker
State Registrations31 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Jack Kosinski, CFPOsaic Wealth, INC.
- Jeffrey Connolly, CFAOsaic Wealth, INC.
- Preston Schoenfeld, CFPMorgan Stanley
- Gary Lukachinski, CFPJanney Montgomery Scott LLC