TrueAdvisor
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CL
CFP
CL
CFP

Christian Locher

LPL Financial LLC
23 Years of Experience
Severna Park, MD
BrokerSells Insurance
View SEC Summary
View SEC Summary

Christian Locher is a CFP-designated registered investment advisor at LPL Financial LLC, based in Severna Park, MD, with 23 years of industry experience. Christian is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 1,986,990 clients with $820B in assets under management.

LPL Financial LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28221 advisors
Number of Clients
1,986,990 clients
Average Client Portfolio
$412K average
Assets Under Management
$819.1B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum account fee is 2.50% and is negotiable between the client and the advisor. Fees are based on total assets in the account and payable quarterly in advance.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

302 Ritchie Highway, Severna Park, MD, 21146

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Christian operates CTL Financial LLC as a DBA for his LPL business, dedicating full-time hours to it. He also works at CTL Toland & Company doing tax preparation, accounting, and CPA work for about a quarter of his time, and spends a few hours per week on non-variable insurance through CTL Financial LLC. Additionally, Christian is involved with Steeltop Holdings LLC, a real estate rental business, spending minimal time on it.

Employment History
Current Registrations
LPL Financial LLC
May 2025 - Present · 1 yr 5 mos
LPL Financial LLCBroker
May 2025 - Present · 1 yr 5 mos
Previous Registrations
Grove Point Advisors, LLC
April 2021 - May 2025 · 4 yrs 1 mo
H. Beck, INC.
September 2006 - April 2021 · 14 yrs 7 mos
Grove Point Investments, LLCBroker
April 2005 - May 2025 · 20 yrs 1 mo
Valley National Investments, INC.Broker
March 2003 - April 2005 · 2 yrs 1 mo
State Registrations23 states
ARCACODCDEFLGAHIMDMIMONCNHNJNMNYPASCTNTXVAWAWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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