Lucia Cruz
Lucia Cruz is a registered investment advisor at VALIC Financial Advisors, INC., based in Houston, TX, with 21 years of industry experience. Lucia operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 2 more. Their firm serves 293,993 clients with $26B in assets under management.
Compensation
Firm Size
IM Fee
Assets Under Management
Fee Structure
- Financial planning fees depend on the complexity of your situation, the number of topics covered, the time needed to complete the plan, your net worth, and your location.
- Consulting services are offered on a per-project basis, not exceeding $7,500 annually.
- The total combined fee for a financial plan and consulting services will not exceed $10,000 annually.
Location
2919 Allen Parkway, 9th FLOOR - RETIREMENT EDUCATION CENTER, Houston, TX, 77019
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Lucia provides photography services such as portraits, event photography and art prints, dedicating a few hours per week. She is also an agent for AGIA, selling non-securities insurance products, and spends a few hours per week on this activity.
Employment History
Current Registrations
VALIC Financial Advisors, INC.
VALIC Financial Advisors, INC.Broker
Previous Registrations
Aig Capital Services, INC.Broker
VALIC Financial Advisors, INC.Broker
VALIC Financial Advisors, INC.
J.P. Morgan Securities LLCBroker
J.P. Morgan Securities LLC
VALIC Financial Advisors, INC.Broker
VALIC Financial Advisors, INC.
Morgan Stanley Smith Barney LLC
Morgan Stanley Smith BarneyBroker
Citigroup Global Markets INC.
Citigroup Global Markets INC.Broker
Wachovia Securities, LLCBroker
Morgan Stanley Dw INC.Broker
Citigroup Global Markets INC.Broker
State Registrations51 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.