John Shen

Ni Advisors offers investment management services where fees are calculated as a percentage of your investments. The annual fee is based on the type of investment (equity, mutual fund/variable annuity, or fixed income) and the amount you invest. The fee is at least $1,000 per year. Fees are negotiable and billed quarterly.

For equity investments, the fee schedule is:

• First $100,000: 1.00% (with a $1,000 minimum fee)
• Next $150,000: 1.00%
• Next $250,000: 0.90%
• Next $250,000: 0.80%
• Next $250,000: 0.75%
• Next $1,000,000: 0.70%
• Next $1,000,000: 0.65%
• Next $2,000,000: 0.60%
• Next $5,000,000: 0.50%
• Over $10,000,000: 0.30%

For mutual fund/variable annuity investments, the fee schedule is:

• First $100,000: 1.00% (with a $1,000 minimum fee)
• Next $150,000: 1.00%
• Next $250,000: 1.00%
• Next $250,000: 1.00%
• Next $250,000: 0.75%
• Next $1,000,000: 0.75%
• Next $1,000,000: 0.50%
• Next $2,000,000: 0.50%
• Next $5,000,000: 0.50%
• Over $10,000,000: 0.50%

For fixed income investments, the fee schedule is:

• First $100,000: 1.00% (with a $1,000 minimum fee)
• Next $150,000: 0.30%
• Next $250,000: 0.30%
• Next $250,000: 0.30%
• Next $250,000: 0.30%
• Next $1,000,000: 0.25%
• Next $1,000,000: 0.25%
• Next $2,000,000: 0.25%
• Next $5,000,000: 0.20%
• Over $10,000,000: 0.20%

There is no fee on cash or money market funds.