Neeraj Bhatia is a registered investment advisor at Ni Advisors, based in Milpitas, CA, with 21 years of industry experience. Neeraj operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Retirement Planning. Their firm serves 6 clients with $3.6M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Ni Advisors offers investment management services where fees are calculated as a percentage of your investments. The annual fee is based on the type of investment (equity, mutual fund/variable annuity, or fixed income) and the amount you invest. The fee is at least $1,000 per year. Fees are negotiable and billed quarterly.
For equity investments, the fee schedule is:
- First $100,000: 1.00% (with a $1,000 minimum fee)
- Next $150,000: 1.00%
- Next $250,000: 0.90%
- Next $250,000: 0.80%
- Next $250,000: 0.75%
- Next $1,000,000: 0.70%
- Next $1,000,000: 0.65%
- Next $2,000,000: 0.60%
- Next $5,000,000: 0.50%
- Over $10,000,000: 0.30%
For mutual fund/variable annuity investments, the fee schedule is:
- First $100,000: 1.00% (with a $1,000 minimum fee)
- Next $150,000: 1.00%
- Next $250,000: 1.00%
- Next $250,000: 1.00%
- Next $250,000: 0.75%
- Next $1,000,000: 0.75%
- Next $1,000,000: 0.50%
- Next $2,000,000: 0.50%
- Next $5,000,000: 0.50%
- Over $10,000,000: 0.50%
For fixed income investments, the fee schedule is:
- First $100,000: 1.00% (with a $1,000 minimum fee)
- Next $150,000: 0.30%
- Next $250,000: 0.30%
- Next $250,000: 0.30%
- Next $250,000: 0.30%
- Next $1,000,000: 0.25%
- Next $1,000,000: 0.25%
- Next $2,000,000: 0.25%
- Next $5,000,000: 0.20%
- Over $10,000,000: 0.20%
There is no fee on cash or money market funds.
Location
1138 Cadillac Court, Milpitas, CA, 95035
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
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Neeraj is the President of Bhatia & Co, Inc & Transnative Associates Inc., working full-time and dedicating minimal time during NAI business hours, providing accounting, tax, business consulting, and management services. He is also an attorney at Bhatia Professional Law Corporation, spending about 10-20% of his time, including about 10-20% of his time during NAI business hours, providing legal services.
Employment History
Current Registrations
Ni Advisors
Ni Advisors
Ni AdvisorsBroker
Previous Registrations
White Pacific Securities, INC.Broker
State Registrations4 states
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