Douglas Santefort

Santefort Investment Group (SIG) offers investment management services. Here's how the fees work, depending on the platform used:

Direct Asset Management:

• Up to $100,000: 1.20% per year
• $100,001 to $250,000: 1.15% per year
• $250,001 to $500,000: 1.05% per year
• $500,001 to $750,000: 1.00% per year
• $750,001 to $1,000,000: 0.90% per year
• $1,000,001 to $2,000,000: 0.80% per year
• Over $2,000,001: Negotiable

Envestnet Platform:

• Up to $500,000: 1.00% per year
• $500,001 to $1,000,000: 0.85% per year
• $1,000,001 to $2,000,000: 0.70% per year
• Over $2,000,000: Negotiable

Note: Envestnet fees, third-party manager fees (ranging from 0.25% to 0.70%), and custodian fees are in addition to SIG's fees.

American Funds Service Company (AFS):

• Up to $100,000: 0.75% per year
• $100,001 to $200,000: 0.65% per year
• $200,001 to $500,000: 0.55% per year
• $500,001 to $1,000,000: 0.50% per year
• Over $1,000,000: 0.45% per year

Fees are negotiable and may be lower based on certain criteria.