David Spencer
David Spencer is a registered investment advisor at Credit Union Investment Services, based in Huntersville, NC, with 20 years of industry experience. David operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.50% |
0.25% annual fee for cash and individual fixed income. 0.50% annual fee for all other securities. This fee is non-negotiable.
Fee Estimator
Location
10411 Arahova Dr., Huntersville, NC, 28078
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
David works as a Financial Advisory Services Specialist at State Employees' Credit Union and as an agent for SECU Life Insurance Company. He is also a partner in D & A Investment Group, LLC, where he invests personal funds, collects rents, handles repairs, and files taxes, dedicating minimal time to this.
Employment History
Current Registrations
Secu Brokerage ServicesBroker
Credit Union Investment Services
Previous Registrations
Fidelity Personal and Workplace Advisors
Fidelity Brokerage Services LLCBroker
Cuso Financial Services, L.P.Broker
Cuso Financial Services, L.P.
CUNA Brokerage Services, INC.
CUNA Brokerage Services, INC.Broker
AXA Advisors, LLC
AXA Advisors, LLCBroker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.