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CFP

Patricia Garner

Cwm, LLC
19 Years of Experience
Westborough, MA
Sells Insurance
View SEC Summary
View SEC Summary

Patricia Garner is a CFP-designated registered investment advisor at Cwm, LLC, based in Westborough, MA, with 19 years of industry experience. Patricia operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 10 more. Their firm serves 52,669 clients with $51B in assets under management.

Cwm, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
663 advisors
Number of Clients
52,669 clients
Average Client Portfolio
$960K average
Assets Under Management
$50.6B

Fee Structure

Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

Annual investment advisory fee ranges up to a maximum of 2.50% of assets held in the account. Fees are negotiable based on account size, complexity, and other factors.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1900 West Park Drive, Ste. 280, Westborough, MA, 01581

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Patricia is a board member of Greater Lawrence Community Action Council since 2019, dedicating minimal time. Since 2022, she has also worked as an insurance agent selling life, health, disability, annuities, and long-term care insurance, dedicating a few hours per week. Patricia also works as a notary public.

Employment History
Current Registrations
Cwm, LLC
March 2021 - Present · 5 yrs 7 mos
Previous Registrations
Dakota Wealth, LLC
October 2020 - January 2021 · 3 mos
Commonwealth Financial Network
November 2014 - October 2020 · 5 yrs 11 mos
Commonwealth Financial NetworkBroker
May 2012 - October 2020 · 8 yrs 5 mos
Ameriprise Financial Services, INC.Broker
October 2009 - May 2012 · 2 yrs 7 mos
Ameriprise Financial Services, INC.Broker
September 2006 - September 2009 · 3 yrs
State Registrations3 states
MANHTX
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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