Melody Townsend is a CFP-designated registered investment advisor at Townsend Financial Planning, based in Mt. Sterling, KY, with 15 years of industry experience. Melody operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 4 more. Their firm serves 154 clients with $130M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $750K | 1.00% |
| $750K - $2.0M | 1.00% |
| $2.0M - $4.0M | 0.50% |
| $4M+ | 0.25% |
Fees are negotiable. The firm may allow "householding" to calculate the account asset value. The maximum annual fee that will be charged is 2.00%.
Fee Estimator
Contact
Melody Townsend
Location
36 East Main Street, Mt. Sterling, KY, 40353
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Townsend Financial Planning
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
Additional Information
Melody W. Townsendis aMount Sterling, Lexington and Louisville, KY fee-only planner. Townsend Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Melody Townsend is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. She is a CERTIFIED FINANCIAL PLANNER™ practitioner and holds a Bachelor of Business Administration degree in Finance from Morehead State University. She has served on the board of the Kentucky Financial Planning Association (FPA). Melody has been quoted in The Wall Street Journal, USA Today & featured in the cover story of Financial Advisor Magazine. In her free time, she enjoys spending time with her husband and children on their family farm. Her professional goal is to build long-term relationships with her clients based on trust and integrity, and to continue to expand her business through referrals from satisfied clients.