Andrew Panko is a CFP-designated registered investment advisor at Tenon Financial, based in Metuchen, NJ, with 14 years of industry experience. Andrew operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 100 clients with $320M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Tenon Financial bundles investment management together with ongoing financial planning into a single flat annual fee ranging from $3,600 to $36,000. The exact fee is determined based on the complexity of your financial situation:
- Lower end ($3,600) — For clients with minimal financial complexity (e.g., single individuals with no dependents, W-2 income, no real estate, and only liquid publicly traded securities).
- Higher end (up to $36,000) — For clients with high complexity (e.g., business owners, large real estate holdings, complex legal estates, or multiple household investment accounts).
Fees are negotiable, prorated, and paid in arrears on a quarterly basis.
Location
10 Station Place, Suite 9, Metuchen, NJ, 08840
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Andrew owns Tenon Tax Preparation LLC, dedicating minimal time to it. He also works as a part-time lecturer at Rutgers University and owns Andy Panko EMC LLC, a consulting and educational content creation service, each taking minimal time.
Employment History
Current Registrations
Tenon Financial
Previous Registrations
Nomura Securities International, INC.Broker
Bnp Paribas Securities CORP.Broker
Bnp Paribas Prime Brokerage, INC.Broker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
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