James Bratcher
James Bratcher is a registered investment advisor at Silver Oak Securities, INC., based in Tullahoma, TN, with 19 years of industry experience. James operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Investment Management, and 2 more. Their firm serves 8,671 clients with $2B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Silver Oak Securities offers investment management through its Compass and AdvisorFX programs. The advisor fee is negotiable, with a maximum of 2% of assets. In addition to the advisor fee, there is a platform fee that includes a flat $45 per year and an asset-based fee between 0.08% and 0.15% for Compass accounts, and 0.20% for AdvisorFX accounts. Fees are billed quarterly or monthly, either in arrears or in advance. The platform fee covers access to account data, performance reporting, and other services.
Location
115 N. Jackson Street, Tullahoma, TN, 37388
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
James is an insurance agent and investment advisor representative with Financial Management Advisors, Inc. since 2007, dedicating about 10-20% of his time to sales and service of insurance and managing client accounts. James is also president of Tullahoma Cal Ripken League, a youth sports league, spending a few hours per week.
Employment History
Current Registrations
Silver Oak Securities, IncorporatedBroker
Financial Management Advisors, INC.
Previous Registrations
Securities Service Network, LLCBroker
State Registrations8 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.