Jose Perales is a registered investment advisor at Retire Lab LLC, based in Natalia, TX, with 18 years of industry experience. Jose operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
Not specified
Average Client Portfolio
Not specified
Fee Structure
Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.75% |
| $1M+ | 1.50% |
Rates shown are maximum annual fees and apply as a single rate to the entire account balance. Portfolios with an options-based strategy may be charged a flat annual fee of up to 2.25%. Fees are negotiable.
Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
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Location
Natalia, TX
Get directionsHistory
Regulatory History (1)
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Customer Dispute
September 2018Settled
Employment History
Current Registrations
Retire Lab LLC
June 2026 - Present · 4 mos
Previous Registrations
Forthright Capital Advisory
December 2023 - November 2025 · 1 yr 11 mos
USAA Investment Services CompanyBroker
June 2020 - November 2023 · 3 yrs 5 mos
USAA Investment Services Company
January 2018 - November 2023 · 5 yrs 10 mos
USAA Financial Planning Services
January 2014 - January 2018 · 4 yrs
USAA Financial Advisors, INC.Broker
October 2013 - June 2020 · 6 yrs 8 mos
LPL Financial LLCBroker
August 2012 - July 2013 · 11 mos
Chase Investment Services CORP.Broker
April 2007 - May 2012 · 5 yrs 1 mo
State Registrations2 states
CATX
Advisor
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
No exam information available for this advisor.