Michael Cammarata
Michael Cammarata is a CFP-designated registered investment advisor at MML Investors Services, LLC, based in Elkridge, MD, with 18 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Retirement Planning. Their firm serves 392,809 clients with $90B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
MML Investors Services manages investment menus for retirement plans and offers a managed account service for participants.
For the overall plan, MMLIS selects and monitors investment options. For participants using the managed account service, fees are charged quarterly, up to a maximum of 0.60% per year of the account value. MMLIS receives 0.10% of this fee, with the remainder going to Morningstar and the recordkeeper. The exact fees vary by recordkeeper and whether the service is a Qualified Default Investment Alternative.
Location
8178 Lark Brown RD, Suite 302, Elkridge, MD, 21075
Get directionsHistory
Regulatory History (1)
Customer Dispute
February 2021Other Business ActivitiesSells Insurance
Michael is a licensed agent selling life and health insurance products since 2016, dedicating minimal time to this activity. He also collects game scores and updates a website, and is the owner of Tidecreek Planning, LLC for pass-through compensation. Finally, he is a joint partner in Trusted Path, LLC, consulting clients on healthcare options, dedicating a few hours per week, although his wife is the primary contact.
Employment History
Current Registrations
MML Investors Services, LLC
MML Investors Services, LLC
MML Investors Services, LLCBroker
Previous Registrations
Msi Financial Services, INC.
Msi Financial Services, INC.Broker
State Registrations13 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.