Thomas Hardy is a CFP-designated registered investment advisor at Hardy Financial Planning, based in Ann Arbor, MI, with 15 years of industry experience. Thomas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 11 clients with $15M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Hardy Financial Planning's fees for managing your investments are fixed and negotiated with each client. The fee depends on the size of your portfolio, the number of accounts, and the complexity of your financial situation. As of January 2026, these fees ranged from $1,000 to $12,000 per year, paid quarterly.
Location
Ann Arbor, MI
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Thomas has been an Adjunct Professor of Finance at Cleary University since 2004, teaching classes on finance, investing, and financial planning. This requires about 10-20% of his time.
Employment History
Current Registrations
Hardy Financial Planning
State Registrations1 state
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