Darren Candiotty is a ChFC-designated registered investment advisor at Lifetime Financial, INC., based in Los Alamitos, CA, with 17 years of industry experience. Darren operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include High Net Worth, Investment Management. Their firm serves 320 clients with $49M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Lifetime Financial directs clients to third-party money managers, and LFI is compensated via a fee share from those managers. The fees shared are negotiable.
For clients directed to Synergy Asset Management LLC, the total annual fee is:
- $0 - $1,000,000: 1.85% (LFI's fee is 1.25%, Synergy's fee is 0.60%)
- $1,000,001 - $3,000,000: 1.50% (LFI's fee is 1.00%, Synergy's fee is 0.50%)
- $3,000,001 and up: 1.40% (LFI's fee is 1.00%, Synergy's fee is 0.40%)
Clients also pay a $30 annual technology fee per open account, billed quarterly.
For clients directed to Turner Capital Investments, LLC, the minimum requirement is $100,000. The annual fee is 1.00% for all assets. Turner also charges a subadvisory fee:
- $0 - $2,500,000: 1.00% annually
- $2,500,001 - $5,000,000: 0.75% annually
- Amounts over $5,000,001: 0.50% annually
For 3(38) Investment Manager services, the annual fee is:
- Less than $1,000,000: 1.25%
- $1,000,000 - $2,999,999: 1.00%
- $3,000,000 - $7,499,999: 0.75%
- $7,500,000 +: 0.65%
For the Cash Management Platform, the annual fee is 0.50% of all assets. This fee is negotiable.
Location
5122 Katella Ave., Suite 205, Los Alamitos, CA, 90720
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Darren is a registered representative and a licensed insurance agent, potentially creating conflicts of interest due to commissions. He is also an officer and director of DHE Distributors, Inc. (property management) and Tee Off Together, Inc. (a nonprofit providing golf instruction).
Employment History
Current Registrations
Lifetime Financial, INC.
Previous Registrations
Crown Capital Securities, L.P.
Crown Capital Securities, L.P.Broker
H. Beck, INC.
H. Beck, INC.Broker
MML Investors Services, LLC
MML Investors Services, LLCBroker
Ameriprise Financial Services, INC.
Ameriprise Financial Services, INC.Broker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.