Stephen Ratchford
Stephen Ratchford is a registered investment advisor at R5 Capital Management, based in Dallas, TX, with 18 years of industry experience. Stephen operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 24 clients with $13M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
R5 Capital Management offers two primary investment management services:
- Asset Management: The annual fee is up to 1.3% of your account value.
- Comprehensive Portfolio Management: The annual fee is up to 1.5% of your account value.
Fees are calculated monthly based on the value of your account on the last day of the previous month. These fees are negotiable.
Location
Dallas, TX
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Stephen is an insurance agent since 2008. He dedicates minimal time to this investment-related activity.
Employment History
Current Registrations
R5 Capital Management
Previous Registrations
Wells Fargo Advisors, LLC
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.