Justin Nichols is a CFP-designated registered investment advisor at Cgn Advisors, LLC, based in Manhattan, KS, with 18 years of industry experience. Justin operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Insurance Planning, and 4 more. Their firm serves 1,321 clients with $1.6B in assets under management.
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Asset-based fees vary and do not exceed 1.00%. Fees are negotiable based on factors such as scope, complexity, and the assigned investment advisor representative. A tiered or blended rate structure may apply.

512 Poyntz Ave, Suite 120, Manhattan, KS, 66502
Get directionsNo disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Justin is a director of the National Association of Personal Financial Advisors (NAPFA) and serves on the founding board of GPN Alliance Membership Corporation. He also owns CGN Companies, LLC, is a member of BT HQ, LLC, is a 4-H Club Leader, and is a Finance Committee Member at First United Methodist Church.
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
In 2011, Justin partnered with Sheryl Garrett to launchGarrett Investment Advisors, a Fee-Only SEC registered investment advisor, which is a geographically diverse group of Fee-Only financial planners located across the United States.