Melissa Karwoski
Melissa Karwoski is a registered investment advisor at Charles Schwab & CO., INC., based in Bridgewater, NJ, with 17 years of industry experience. Melissa operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Investment Management, Retirement Planning.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.70% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $25.0M | 0.30% |
| $25M+ | 0.30% |
Fee schedule effective October 1, 2024. Clients enrolled prior to this date may have grandfathered fee schedules. Fees may be negotiable for assets over $25 million.
Fee Estimator
Location
610 Commons Way, Suite 4340, Bridgewater, NJ, 08807
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Melissa owns Sugar Lion & Sprinks, a food and beverage production business, since 2021. She dedicates about 10-20% of her time to this Instagram-based business, creating and occasionally selling desserts.
Employment History
Current Registrations
Charles Schwab & CO., INC.Broker
Charles Schwab & CO., INC.
Previous Registrations
Pgim Investments LLC
Prudential Investment Management Services LLCBroker
Wbi Investments, INC.
Millington Securities, INC.Broker
Blackrock Investment Management, LLC
Blackrock Investments, LLCBroker
State Registrations19 states
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