Oscar Moraga is a registered investment advisor at Valley Wealth Managers, INC., based in Paramus, NJ, with 16 years of industry experience. Oscar operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Investment Management, and 1 more. Their firm serves 982 clients with $2.3B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.0M | 1.00% |
| $3.0M - $5.0M | 0.80% |
| $5.0M - $15.0M | 0.60% |
| $15.0M - $50.0M | 0.60% |
| $50.0M - $100.0M | 0.50% |
| $100M+ | 0.40% |
Fees for fixed income only accounts are discounted at 50% of the prevailing rate. Fees and minimums are typically not negotiable, but VWM retains the right to modify fees in its sole discretion.
Fee Estimator
Location
80 East Ridgewood Ave, Suite 3, Paramus, NJ, 07652
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business Activities
Oscar owns two rental properties in Miami, Florida, since 2022 and 2025 respectively. He is a passive owner and dedicates no time to these activities, and the rental income is not investment-related.
Employment History
Current Registrations
Valley Wealth Managers, INC.
Valley Financial Management, INC.Broker
Valley Financial Management, INC.
Previous Registrations
Valley Financial Management, INC.
Morgan Stanley
Morgan StanleyBroker
Global Investor Services, L.C.Broker
Tradewire Securities LLCBroker
Efg Capital InternationalBroker
PFS Investments INC.Broker
State Registrations4 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.