Nicholas Gardner
Nicholas Gardner is a CFP-designated registered investment advisor at The Financial Team, INC., based in Carlsbad, CA, with 14 years of industry experience. Nicholas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 6 more.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.90% |
Referred third-party managers charge between 0.25% and 2.00% on assets, a portion of which is paid to The Financial Team as solicitor compensation. Dunham & Associates offers an asset-based fee up to 1.50% or a 10% performance fee option plus a 0.25% base fee. Efficient Advisors charges up to a maximum annual platform fee of 1.90%.
Fee Estimator
Location
6790 Embarcadero Lane, Suite 100, Carlsbad, CA, 92011
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Nicholas is an investment advisor representative at The Financial Team and a registered representative. He also works as an insurance agent and owns Finn Tech, where he coordinates subcontractors to build software; this takes a few hours per week.
Employment History
Current Registrations
The Financial Team, INC.
Previous Registrations
Great Point Capital LLCBroker
Jrl Capital CorporationBroker
Independent Financial Group, LLC
Independent Financial Group, LLCBroker
Rance King Securities CORP.Broker
Chase Investment Services CORP.Broker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.
Exams
More Advisors
- Maureen Verduyn, CFPThe Financial Team, INC.
- Nannette Belt, CFPInspiration Financial Planning
- Ashley Bleckner, CFPEllevest
- Andrew Marshall, CFPAndrew Marshall Financial LLC
- Darcy Wolfe, CFPEdward Jones
- Matthew Brayer, CFPCarlsbad Wealth Advisory Group, INC.