Elizabeth Buffardi

Crescendo Financial Planners offers an Open Retainer service that provides comprehensive, ongoing financial planning for a fixed annual fee. Depending on your situation, initial year fees range from $3,300 to $20,000 or more, calculated based on your adjusted gross income, marketable assets, and overall complexity. For clients with marketable assets over $7,000,000, the fee is a flat 0.50% of marketable assets.

What is included in the initial year:

• 6 to 11 scheduled meetings (lasting 90-120 minutes each) to build your plan in segments
• Tax preparation (or a lower fee if tax prep is excluded)
• Retirement planning, tax planning, cash flow budgeting, asset allocation, and estate planning review
• Unlimited phone, email, and face-to-face consultations

Renewal years typically feature 3 to 4 scheduled meetings and reduced fees due to lower planning needs after the first year.

• Financial Review — A flat fee of $3,000 for a one-time review focusing on 1 to 4 specific areas chosen by the client, including written recommendations and a 30-day follow-up period.
• Custom Project — Hourly consulting charged at a rate of $250 per hour for limited, specific planning needs, with an upfront cost estimate provided.