Kathleen Mealey

Sensible Money provides investment management integrated with financial planning through its ongoing service called The Juicing Experience. The firm charges a minimum annual fee of $12,500, which is typically covered by an asset-based fee calculated as a percentage of your portfolio.

Key details of the investment management fee structure:

• Minimum Annual Fee: $12,500 per year, which may be waived or adjusted for portfolios under $1,000,000 based on factors such as expected future earning capacity or overall household assets.
• Upfront Deposit: A $1,200 initial deposit is required upon signing, which counts toward the overall fees.
• Billing: Fees are prorated and charged quarterly in advance based on the value of your portfolio on the last day of the prior quarter.
• Early Termination: If you complete the initial plan design but choose not to transfer assets for ongoing management within 30 days, the remaining balance of the $12,500 minimum fee will be due for planning services rendered.