Michael Spica
Michael Spica is a registered investment advisor at Financial Services of America Advisors, based in Warren, MI, with 15 years of industry experience. Michael operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Financial Planning & Coaching, and 5 more. Their firm serves 4,406 clients with $570M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1000K | 1.25% |
| $1M+ | 1.00% |
Fees are negotiable.
Fee Estimator
Location
6900 Miller Dr, Warren, MI, 48092
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Michael is an insurance agent with Financial Services of America and FSA Health, and receives commissions for insurance products through MVS Incorporated, taking about a quarter of his time for each. He also works as an Investment Advisor Representative with FSA Advisors, dedicating nearly full-time hours, and is involved in real estate services with Realty Solutions Group, LLC & Key Capital Partners, LLC DBA Dollars 4 Deeds and Cleare Realty Solutions Group, dedicating about 10-20% of his time and minimal time, respectively.
Employment History
Current Registrations
Fsa Advisors, INC.
Previous Registrations
Ae Financial Services, LLCBroker
Independence Capital CO., INC.
Independence Capital CO., INC.Broker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.