CF
CF

Christopher Files

7 Years of Experience
Edmonds, WA
2 DisclosuresSells Insurance

Christopher Files is a registered investment advisor at Van Ray Wealth Management, based in Edmonds, WA, with 7 years of industry experience. Christopher operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 2 more. Their firm serves 26 clients with $14M in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1 advisor
Number of Clients
26 clients
Average Client Portfolio
$537K average
Assets Under Management
$14.0M

Fee Structure

Minimum Investment:None
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $500K1.00%
$500K - $3.0M0.75%
$3.0M - $5.0M0.50%
$5.0M - $10.0M0.40%
$10M+0.40%

Fees negotiable for accounts over $10,000,001. Third-Party Adviser’s fee is up to 0.46% and will be collected at the same time.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
Loading...

Location

120 West Dayton Street, Suite B-6, Edmonds, WA, 98020

Get directions

History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Regulatory
June 2025
Final
Employment Separation After Allegations
April 2012
Other Business ActivitiesSells Insurance

Christopher is an insurance brokerage manager and insurance agent at Van Winkle Agency since 2011, dedicating nearly full-time hours to this role. He also owns Van Ray Financial and manages rental listings for personal property, spending about 10-20% of his time on this non-investment related activity.

Employment History
Current Registrations
Van Ray Wealth Management
February 2020 - Present · 6 yrs 3 mos
Previous Registrations
American Independent Securities Group, LLC
August 2011 - April 2012 · 8 mos
American Independent Securities Group, LLCBroker
April 2011 - April 2012 · 1 yr
State Registrations1 state
WA
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
Christopher Files - Financial Advisor | TrueAdvisor