David Over
David Over is a registered investment advisor at Silver Oak Securities, INC., based in Mount Joy, PA, with 14 years of industry experience. David operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, Estate Planning, Financial Planning & Coaching, Investment Management, and 2 more. Their firm serves 8,671 clients with $2B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Silver Oak Securities offers investment management through its Compass and AdvisorFX programs. The advisor fee is negotiable, with a maximum of 2% of assets. In addition to the advisor fee, there is a platform fee that includes a flat $45 per year and an asset-based fee between 0.08% and 0.15% for Compass accounts, and 0.20% for AdvisorFX accounts. Fees are billed quarterly or monthly, either in arrears or in advance. The platform fee covers access to account data, performance reporting, and other services.
Location
955 W. Main St., Suite 13, Mount Joy, PA, 17552
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Regulatory History (1)
Customer Dispute
July 2013Other Business ActivitiesSells Insurance
David sells fixed insurance and annuity products, dedicating about a quarter of his time. He is also the president of Manheim Township Mat Club and owner of Coram Deo Advisors.
Employment History
Current Registrations
Silver Oak Securities, IncorporatedBroker
Silver Oak Securities, INC.
Previous Registrations
Ambassador Advisors, LLC
American Portfolios Financial Services, INC.Broker
Janney Montgomery Scott LLCBroker
Janney Montgomery Scott LLC
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
Park Avenue Securities LLCBroker
State Registrations9 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.