Thomas Lo is a CFP-designated registered investment advisor at Vested Financial Planning, LLC, based in San Carlos, CA, with 12 years of industry experience. Thomas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Estate Planning, Financial Planning & Coaching, Gen X, and 5 more. Their firm serves 37 clients with $160M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.85% |
| $3.0M - $5.0M | 0.75% |
| $5.0M - $15.0M | 0.70% |
| $15.0M - $25.0M | 0.60% |
| $25M+ | 0.50% |
Fees are negotiable. The advisory fee will not exceed the industry average of 3% of assets under management. Comprehensive financial planning is included for clients who also participate in investment advisory services and have at least $3,000,000 of assets under management.
Fee Estimator
Contact
Thomas Lo
Location
San Carlos, CA
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Learn about disclosures →Employment History
Current Registrations
Vested Financial Planning, LLC
Previous Registrations
Aspiriant, LLC
Fluent Wealth Partners
State Registrations2 states
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Exams
Additional Information
My name is Tom Lo and I’m a fee-only financial planner in San Carlos, CA serving clients locally and throughout Silicon Valley. My firm, Vested Financial Planning, serves the financial planning and investment management needs of Gen X Silicon Valley tech professionals to enable them to make the most out of their employee equity (RSUs, ISOs, NQSOs, ESPP), buy a house, fund their children’s education, and achieve financial independence.