Richard Caldecott is a registered investment advisor at Pivotal Wealth and Tax, based in Preston, MN, with 11 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Insurance Planning, Investment Management, Retirement Planning, Tax Planning. Their firm serves 226 clients with $13M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.25% |
| $100K - $200K | 1.15% |
| $200K - $500K | 1.05% |
| $500K+ | 1.00% |
Fees are negotiable. For accounts managed through Pontera, the fee is 1% of the assets held in the Pontera account, plus 0.25% on transfer on death individual (TODI) account assets held outside of the client's qualified account.
Fee Estimator
Location
141 Fillmore St W, Preston, MN, 55965
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Employment History
Current Registrations
Pivotal Wealth and Tax
Previous Registrations
MML Investors Services, LLC
MML Investors Services, LLCBroker
J.P. Morgan Securities LLCBroker
J.P. Morgan Securities LLC
VALIC Financial Advisors, INC.
VALIC Financial Advisors, INC.Broker
Wells Fargo Clearing Services, LLCBroker
Wells Fargo Clearing Services, LLC
Sagepoint Financial, INC.Broker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.